Working Capital Loans
At Dang & Associates, we assist businesses in
securing Working Capital Loans to meet their short-term financial needs,
manage cash flow, and ensure smooth day-to-day operations. Whether you need
funds to purchase inventory, pay suppliers, cover operational expenses, or
manage seasonal fluctuations, our expert team provides end-to-end advisory
and execution support to help you access the right financing at competitive
terms.
Our Working Capital Loan Services
1. Assessment of Working Capital Needs
·
We analyse your business’s cash flow cycle,
revenue trends, and operational expenses to determine the appropriate loan
amount and structure.
·
Our team ensures that the financing solution
aligns with your business growth and liquidity requirements.
2. Types of Working Capital Loans
We help businesses secure different types of working capital
loans, including:
a) Cash Credit (CC) & Overdraft (OD)
Facilities
·
Flexible borrowing limits based on business
requirements.
·
Interest charged only on the utilized amount.
·
Ideal for businesses with fluctuating cash flow
needs.
b) Short-Term Working Capital Loans
·
Fixed-term loans with structured repayment
schedules.
·
Suitable for businesses requiring immediate
liquidity.
c) Invoice Discounting & Bill Discounting
·
Convert outstanding invoices into immediate cash
flow.
·
Helps businesses maintain liquidity while waiting
for payments from clients.
d) Trade Finance Solutions
·
Includes Letter of Credit (LC), Bank Guarantees
(BG), and Export Finance.
·
Supports import/export businesses and companies
involved in global trade.
e) Supply Chain Financing
·
Vendor and supplier financing solutions to
optimize working capital.
·
Improves business cash flow and strengthens
supplier relationships.
f) Machinery & Equipment Financing
·
Helps businesses finance new machinery,
equipment, and technology upgrades without affecting cash reserves.
3. Loan Structuring & Negotiation
·
We structure loans based on your business
model, industry trends, and financial position.
·
Our experts negotiate favourable interest
rates, repayment terms, and collateral requirements with banks and NBFCs.
4. Documentation & Compliance Assistance
·
We assist in preparing the necessary financial
documents, such as:
o Business
financial statements.
o Cash flow
projections.
o Loan
applications & bank documentation.
·
Ensuring compliance with RBI regulations and
lender requirements.
5. Loan Refinancing & Debt Restructuring
·
If you already have existing working capital
loans, we help in refinancing to lower interest costs.
·
Our team also assists in debt restructuring
to improve liquidity and repayment flexibility.
Why Choose Dang & Associates for Working
Capital Loans?
Strong Network with Banks & NBFCs – We
have relationships with multiple financial institutions to secure the best loan
terms.
Customized Loan Structuring – Tailored financing solutions based on your
business needs.
Hassle-Free Loan Processing –
End-to-end support for faster approvals and fund disbursement.
Risk Management & Compliance – Ensuring smooth borrowing while
minimizing financial risks.
At Dang & Associates, we help businesses enhance
their financial stability by securing the right Working Capital Loan
solutions. Whether you are a startup, SME, or large corporation, our expert
advisory ensures you get the liquidity you need to keep operations running
smoothly and grow your business.